Does The Attic Have To Be Insulated To Pass Inspection

What your attic probably does not have is a set of code compliant stairs.

Does the attic have to be insulated to pass inspection.

For example a past renovation might seal up an attic access panel in the ceiling entirely. An attic inspection will show the. If you cannot see any of the floor joists because the insulation is well above them you probably have enough and adding more insulation may not be cost effective. The colder the climate the higher r insulation number.

Looking across your attic if the insulation is level with or below the attic floor joists you probably need to add more insulation. Insulation is rated with an r value. Attics can be insulated in a number of ways including blowing in insulation or laying fiberglass batts. If they aren t inspectors are not required to gain entry by heroic means.

Any inspection information on furnaces in the attic is contained in the heating and cooling section of the report. Also identified are attic areas that were not accessible. Your attic may presently have a fixed ladder a pull down ladder or no ladder at all. There is no walkway or landing in the attic.

I had an attic door located on the outside of the subject property approx. I contacted fha and advised them i didn t feel safe going up that high and they replied that they don t expect the appraiser to do anything that impacts his her safety. The insulation is 12 15 deep. The information gathered in the attic usually falls into five categories insulation ventilation framing leaks and pests.

They do not however accept any type of property for a loan guarantee. Do you just wade through the insulation on your inspection. The attic inspection does not have to be by an appraiser. An attic must be properly insulated with the required r level of insulation material for your climate.

To convert your attic to living space you cannot provide access via a ladder. Inadequate attic insulation. The only means of traversing the attic is by walking the joists. I would think this could be a hazard as you would disturb the insulation might miss a step and fall through the sheetrock or trip over a hidden.

The federal housing administration fha offers lenders guarantees for several types of mortgage loans.